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Can I Have My Deposit Back Please?

It is not widely know that the courts can order a repayment of a deposit paid by a purchaser when it has been forfeited. A recent Court case of Aribisala v St James Homes (Grosvenor Dock) Limited reinforced the position that irrespective of what the contract says a purchaser is always able to seek to recover the deposit if it has been forfeited. Read more...

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Failure To Complete - Can I Have My Deposit Back Please?

With banks and building societies restricting the number of mortgages to buyers there is a risk that people may find themselves unable to complete their purchase if they have not secured a mortgage offer or if the mortgage…more

New Year, new ….?

Although the Christmas and New Year excesses are now a distant blur, most of us are still doing well with those New Year Resolutions of eating and drinking less. But how many of us resolved to put their personal legal…more

Don't Chance It When It Comes To Chancel Repairs

Chancel repairs – what are they? Chancel repair liability arises under an ancient law that benefits around 5,200 churches in England and Wales by imposing obligations on properties within the parish to repair…more

Mortgage identity crisis – tarred with the sub-prime brush?

My name is Jonathan and I am a Northern Rock borrower… I borrowed from Northern Rock to fund a property purchase at the end of the Summer but recent press coverage has caused me to have something of a mortgage…more

UPDATE: Home Information Packs

IMPORTANT UPDATE: From 14th December 2007 the Home Information Pack scheme (HIPs) will be extended to include all properties in England and Wales. Home Information Packs must include an Energy Performance…more

Home Equity Release Plans: Revisiting History

It is hard these days to pick up a newspaper, or watch a satellite TV programme without seeing an advertisement for a home equity release product. However, the financial services industry has some previous experience when…more

There May Be Trouble Ahead

There may be trouble ahead: The sub-prime lending market and the impending residential property market crash? A recent investigation found evidence of serious mis selling in Britain’s sub-prime mortgage market.…more

That Sinking Feeling: Residential Properties And Flood Plain Insurance

It was distressing to see the residents of Tewkesbury and Gloucester waging a losing battle against the rising floodwaters this summer. No amount of sandbags could keep back the surges, and the scarcity of potable water…more

South West Residential Property: Doom, Gloom or Boom?

Doom? First time buyers, who are now finding properties further and further out of reach may well say “doom”. Many would probably feel that the first step onto the property ladder is almost a rung too far.…more

Home Information Packs expansion

IMPORTANT UPDATE: From 10th September 2007 the Home Information Pack scheme (HIPs) will be extended to include homes with 3 bedrooms or more. As from 1 August 2007 all homes put on the market with four or more…more

Cohabitation: The financial consequences of relationship breakdown

The recent recommendations by the Law Commission for cohabiting couples to have financial rights when their relationship breaks down is far from straightforward. Contrary to most people’s beliefs cohabiting couples…more

Tesco Law

THE CLEMENTI REFORMS AND HOW LEGAL SERVICES ARE CHANGING Inefficient! Expensive! Outdated! If you heard these comments in a pub, you might be forgiven for thinking they were about an ‘F’ energy…more

My Solicitor has my house deposit? - Where's my Interest?

As the conveyancing purchase process races (hopefully) towards an exchange of contracts, the solicitor asks the purchaser for the deposit money. This money is then a catalyst for exchange, when contracts become legally…more

Buying a house together?

BUYING YOUR HOUSE TOGETHER – A REMINDER OF THE LEGAL CONSEQUENCES As property prices seem to rise daily, and the average house price in a city is above £100,000, many people now choose to buy a home jointly…more

Party Walls

“Don’t sit on the fence” Attention all property developers! Are you intending to excavate, build, demolish or alter a Party Wall? If so, then be sure to understand the requirements of the Party…more

Home Information Pack

As from 1 August 2007 all homes put on the market with four or more bedrooms must have a Home Information Pack. Included is an Energy Performance Certificate, and other information designed to speed up and simplify…more

Beware the paying friend

Did you know? • that a tenancy agreement does not have to be in writing? • that a long term paying house guest may obtain statutory protection? • that you could face criminal and civil liabilities…more

Do you have an 'A' rated home?

The Energy Performance Certificate Readers may now be familiar with the concept of ‘A’ – ‘E’ ratings on white goods. Designed to easily inform purchasers of the energy efficiency of a particular…more

 

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