News
Failure To Complete - Can I Have My Deposit Back Please?
With banks and building societies restricting the number of mortgages to buyers there is a risk that people may find themselves unable to complete their purchase if they have not secured a mortgage offer or if the mortgage…more
Article added on : Thursday, 24 April 2008
New Year, new ….?
Although the Christmas and New Year excesses are now a distant blur, most of us are still doing well with those New Year Resolutions of eating and drinking less. But how many of us resolved to put their personal legal…more
Article added on : Monday, 07 January 2008
Don't Chance It When It Comes To Chancel Repairs
Chancel repairs – what are they? Chancel repair liability arises under an ancient law that benefits around 5,200 churches in England and Wales by imposing obligations on properties within the parish to repair…more
Article added on : Friday, 04 January 2008
Mortgage identity crisis – tarred with the sub-prime brush?
My name is Jonathan and I am a Northern Rock borrower… I borrowed from Northern Rock to fund a property purchase at the end of the Summer but recent press coverage has caused me to have something of a mortgage…more
Article added on : Friday, 30 November 2007
UPDATE: Home Information Packs
IMPORTANT UPDATE: From 14th December 2007 the Home Information Pack scheme (HIPs) will be extended to include all properties in England and Wales. Home Information Packs must include an Energy Performance…more
Article added on : Monday, 26 November 2007
Home Equity Release Plans: Revisiting History
It is hard these days to pick up a newspaper, or watch a satellite TV programme without seeing an advertisement for a home equity release product. However, the financial services industry has some previous experience when…more
Article added on : Thursday, 01 November 2007
There May Be Trouble Ahead
There may be trouble ahead: The sub-prime lending market and the impending residential property market crash? A recent investigation found evidence of serious mis selling in Britain’s sub-prime mortgage market.…more
Article added on : Friday, 05 October 2007
That Sinking Feeling: Residential Properties And Flood Plain Insurance
It was distressing to see the residents of Tewkesbury and Gloucester waging a losing battle against the rising floodwaters this summer. No amount of sandbags could keep back the surges, and the scarcity of potable water…more
Article added on : Friday, 05 October 2007
South West Residential Property: Doom, Gloom or Boom?
Doom? First time buyers, who are now finding properties further and further out of reach may well say “doom”. Many would probably feel that the first step onto the property ladder is almost a rung too far.…more
Article added on : Tuesday, 11 September 2007
Home Information Packs expansion
IMPORTANT UPDATE: From 10th September 2007 the Home Information Pack scheme (HIPs) will be extended to include homes with 3 bedrooms or more. As from 1 August 2007 all homes put on the market with four or more…more
Article added on : Monday, 20 August 2007
Cohabitation: The financial consequences of relationship breakdown
The recent recommendations by the Law Commission for cohabiting couples to have financial rights when their relationship breaks down is far from straightforward. Contrary to most people’s beliefs cohabiting couples…more
Article added on : Wednesday, 01 August 2007
Tesco Law
THE CLEMENTI REFORMS AND HOW LEGAL SERVICES ARE CHANGING Inefficient! Expensive! Outdated! If you heard these comments in a pub, you might be forgiven for thinking they were about an ‘F’ energy…more
Article added on : Tuesday, 31 July 2007
My Solicitor has my house deposit? - Where's my Interest?
As the conveyancing purchase process races (hopefully) towards an exchange of contracts, the solicitor asks the purchaser for the deposit money. This money is then a catalyst for exchange, when contracts become legally…more
Article added on : Monday, 30 July 2007
Buying a house together?
BUYING YOUR HOUSE TOGETHER – A REMINDER OF THE LEGAL CONSEQUENCES As property prices seem to rise daily, and the average house price in a city is above £100,000, many people now choose to buy a home jointly…more
Article added on : Tuesday, 24 July 2007
Party Walls
“Don’t sit on the fence” Attention all property developers! Are you intending to excavate, build, demolish or alter a Party Wall? If so, then be sure to understand the requirements of the Party…more
Article added on : Monday, 25 June 2007
Home Information Pack
As from 1 August 2007 all homes put on the market with four or more bedrooms must have a Home Information Pack. Included is an Energy Performance Certificate, and other information designed to speed up and simplify…more
Article added on : Monday, 18 June 2007
Beware the paying friend
Did you know? • that a tenancy agreement does not have to be in writing? • that a long term paying house guest may obtain statutory protection? • that you could face criminal and civil liabilities…more
Article added on : Wednesday, 30 May 2007
Do you have an 'A' rated home?
The Energy Performance Certificate Readers may now be familiar with the concept of ‘A’ – ‘E’ ratings on white goods. Designed to easily inform purchasers of the energy efficiency of a particular…more
Article added on : Wednesday, 14 February 2007
